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Learn about costs

How much could the options cost?

Fertility preservation procedures may cost hundreds or thousands of dollars, depending on the option you choose. If you choose to wait and see, you will not have any costs right now.

 

Many fertility preservation options also have future costs, such as storing, unfreezing, and using eggs, sperm, or tissue. Fertility preservation and wait and see may also have costs to check your fertility and for help to produce a pregnancy.

Dealing with cancer or a blood disease and fertility preservation can add financial stress. Cost can be a big concern for families, and it's OK to think about cost when making this choice.

Links to costs if you have ovaries:

Link to costs if you have testicles:

Upfront costs

Upfront costs for fertility preservation are costs that you'll pay now to complete the fertility preservation procedure. They include:

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  • Doctor visits and tests

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  • Medicines or procedures to get your eggs, sperm, or tissue

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  • Processing, shipping, and freezing your eggs, sperm, or tissue

Yearly costs

You will pay every year to store your eggs, sperm, or tissue until you’re ready to decide about parenthood. Ovary pausing does not have yearly storage costs.

Future costs

No matter what option you choose, including the option to wait and see, you may have extra costs in the future if you need help to produce a pregnancy, such as in vitro fertilization (IVF). In IVF, eggs and sperm are combined in a lab before being put into the uterus (where a baby grows).

What's included in the cost of fertility preservation?

Does insurance cover fertility preservation?

Maybe. You or your parent or guardian can check with your insurance plan to see what it will cover.

 

Some plans may cover part or all of the options, while others may not. Often, insurance will cover things like blood tests and ultrasounds but not the procedure itself or costs for storing your eggs or sperm.

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Some states may require that insurance plans cover some or all of the costs of fertility preservation for some people. You can ask your insurance plan about requirements for fertility coverage in your state.

Visit the Alliance for Fertility Preservation to learn more about state laws.

How can I cover the costs of fertility preservation?

Fertility preservation can be expensive. You may be able to lower the costs of fertility preservation through one or more of the options below.

Check with your insurance plan to see if part or all of your fertility preservation options will be covered, and how much you might have to pay out of pocket.

Learn about discount programs you can apply to with the help of your health care team:

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  • Some fertility clinics and storage facilities may discount services for people with cancer.

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  • LiveStrong can help lower the costs for fertility preservation.

Ask about philanthropic, charitable, foundation, or grant money at your health care clinic or hospital.

Set up a payment plan with your health care clinic or hospital.

Consider if you want to get donations from your community or crowdfunding websites like GoFundMe.

Consider getting personal loans or help from family and friends.

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